You spend day in and day out working. Wouldn't it be nice if you could get your money to do the same for you? This free, high-interest checking account does just that with 1.26% APY* and ATM fee refunds nationwide**. Plus, there's no monthly service charge and no minimum balance necessary to earn rewards.

Summary

• 1.26% APY* on balances up to $25,000
• 0.25% APY* on portion of balances over $25,000
• 0.10% APY* standard rate when qualifications are not met
• No minimum balance requirement to earn rewards
• $100 minimum deposit to open
• No monthly service charge
• Free check card & ATM fee refunds nationwide**
• Free checks
• Free online banking with bill pay

Qualifications

• Receive eStatements instead of paper statements
• Have 10 debit card purchases post and clear per monthly qualification cycle
• Maintain valid e-mail address
• One direct deposit and/or ACH debit per monthly qualification cycle

More Information

*Annual Percentage Yield (APY) accurate as of 4/09/2013. Rate tiers are as follows: 1.26% APY applies to balances of $0.01‐ $25,000 and 0.25% APY applies to balances over $25,000 if qualifications are met each monthly qualification cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 1.26 to 0.45 APY as long as qualifications are met each monthly qualification cycle. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear during the qualification cycle. "Qualification Cycle" means a period beginning the first calendar day of the month through the last calendar day of the month. Debit card purchase means any PIN or signature based transaction performed at any location other than an ATM. Intra-bank transfers do not count as qualifying ACH transactions. Transactions may take more than three business days to post and clear from the transaction date. Pre-authorized transactions do not qualify. Available to personal accounts only. $100 minimum deposit to open. Limit one account per social security number. **If you use an ATM not owned by Alliance Bank, you may be charged a fee by the ATM operator or network. ATM fee refunds up to $50 provided only if qualifications are met within qualification cycle.