Alliance Bank




Dealing with large investments can be difficult. Make it easier by utilizing Certificate of Deposit Account Registry Service (CDARS).

With CDARS, you can access FDIC protection on multi-million dollar CD investments through Alliance Bank. There are few guarantees in life, and FDIC insurance is one of them. CDARS can be a valuable cash management or longer-term investment tool for you.

  • Just one easy to read statement
  • Only one year-end tax form
  • CD-Level interest rates

More Info

When you place a large amount with us, we place your funds into CDs issued by other banks in the same network in increments of less than $250,000 so that both principal and interest are eligible for complete FDIC protection. As a result, you can receive coverage from many banks while working with just one.

These exchanges, which occur on a dollar-for-dollar basis, can bring the full amount of your original deposit back to our bank. As a result, we can make the full amount of your deposit available for community lending purposes.


Now, you no longer have to spend time managing multiple bank relationships, administering various interest rates, organizing interest disbursements from various sources, or manually consolidating monthly statements. This reduces your administrative burden, especially during tax and financial reporting seasons.

And with CDARS, you can eliminate the need to monitor changing collateral values, another time saving convenience. Of course, your confidential account information remains protected.