Home Equity Loans


Major project or life event coming up? Get something back from all those years of timely mortgage payments, and finance what you need using the equity you’ve built within your home as collateral.

Our lenders are local, right here in Sulphur Springs, and will work with you to get customized repayment terms that fit into your budget.


  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Debt consolidation
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Local decision-making and processing in Northeast Texas
  • Attentive, friendly service from start to finish

*Consult a tax advisor. 

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