Icon-personalchecking2x.png

Personal Checking

Freedom Checking Disclaimer:

*Annual Percentage Yield (APY) accurate as of 12/22/2016. Qualifications, limits and other requirements apply. See financial institution for details. If qualifications are met each monthly qualification cycle: (1) **Nationwide ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 1.26%, and (3) balances over $25,000 earn 0.25% interest rate on portion of balance over $25,000, resulting in 1.26%-0.50% APY depending on the balance (the 0.50% APY is based on a $100,000 balance.) If qualifications are not met, all balances earn 0.10% APY. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and settle during the monthly qualification cycle. "Monthly Qualification Cycle" means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle. ATM withdrawals do not count as qualifying debit card purchase transactions for purposes of earning rewards within this account.  Please note that transactions MUST post and settle to your account during the monthly qualification cycle.  They may not be in a pending state to qualify as one of the qualifications.  Transactions may take one or more banking days from the date the transaction was made to post to and settle an account. Available to personal use accounts only. Limit one account per social security number.

Accounts
Rewards
Monthly Service Fee
Services
Minimum Opening Deposit
Accounts

Freedom Checking

Learn More
  • Earn 1.26% APY* on balances up to $25,000* if qualifications are met
  • Earn 1.26% – 0.50% APY* (depending on balance) for balances $25,000 and above if qualifications are met
  • Earn 0.10% APY* on all balances if qualifications are not met
  • Get refunds on ATM fees, nationwide (up to $25 monthly)**
$0
$100

Freedom Checking

Learn More

Personal Checking

Learn More

NA

$10 if balance falls below $500 any day of the monthly statement cycle
$100

Personal Checking

Learn More

Classic Checking

Learn More
  • Exclusively available to customers age 62 and over
$0
$100

Classic Checking

Learn More

Freedom Checking Qualifications:

To earn your rewards, just do the following transactions and activities in your Freedom Checking account during each Monthly Qualification Cycle: 

  • Have at least 15 debit card purchases post and settle
  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in online banking