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Home Equity Loans

  • Competitive rates for several short-term or one-time needs
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
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Home Improvement Loans

  • Competitive rates for major home improvement projects
  • Accommodating repayment terms that work for your budget
  • Local decision-making and processing in Northeast Texas
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Construction Loans

  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
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