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You have a vision — bring it to life with a construction loan that allows you to stay on top of ongoing costs.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Pay off interest quicker; payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed
  • Local decision-making and processing in Northeast Texas
  • Attentive, friendly service from start to finish