Mortgage Loans

Residential Mortgage Loans Buy the home you have been looking for
Conventional, FHA, VA, and USDA programs for primary homes, second homes, and investment properties. Free pre-qualification, local guidance, and support from the first conversation to closing.

One-Time Close Loans Build it once. Finance it once.
One loan, one closing, one process from start to finish. Fewer fees, less back-and-forth, and a smoother path to your finished home than the traditional two-step construction loan.

Lot Loans Secure the land before you are ready to build
The right lot does not always show up at the right time. We help you lock it in now so you are ready when everything else falls into place.

Refinancing?
Even in a changing market, there may be more opportunities than you realize.
We’ll walk through your current loan, explain your options, and give you a clear answer about whether refinancing makes sense.

Why Alliance Bank

Free pre-qualification
Know where you stand before you start shopping. Move quickly when the right home comes along.

Local decisions, made here 
Your loan does not get shipped off to a committee in another state. Our team delivers faster answers with fewer delays.

One banker from start to finish 
One person who knows your file, answers your questions, and keeps everything moving.

Programs for every situation 
Conventional, FHA, VA, USDA, first-time homebuyer, and more. If there is a path that fits, we will help you find it.

You’re in the right place if you are...

• Ready to buy and want a lender who will actually guide you
• Building a home and want to simplify into one loan and one closing
• Curious whether refinancing could improve your situation
• Buying your first home and want clear, straightforward answers

The sweet spot of home financing is where guidance meets momentum. Where you understand your options and your loan keeps moving forward. That is how we do it at Alliance Bank.